CM Punjab Maryam Sharif Apna Rozgar Scheme 2025 – Car and Vehicle Financing Guide
For years, Punjab’s hardworking youth and drivers have struggled to buy cars or vehicles because of high loan interest and rising prices. Recognizing this problem, CM Punjab Maryam Nawaz Sharif has introduced the Apna Rozgar Car and Vehicle Scheme 2025. Under this initiative, vehicles like cars, rickshaws, vans, and pickup trucks will be available through simple installment plans. In this article, we will cover all the details including who can apply, what documents are needed, and how to register step by step.
Key Features of the Apna Rozgar Scheme 2025
- Zero markup car financing in Punjab for selected applicants
- Only 30% down payment required at the start
- Affordable monthly installments spread over 3 to 5 years
- Wide range of vehicles: cars, vans, rickshaws, pickup trucks
- Special preference for unemployed youth and professional drivers
- Selection through official Punjab government Rozgar portal
Eligibility Criteria for CM Punjab Car and Vehicle Scheme
The government has set clear eligibility rules so the scheme benefits genuine applicants:
- Must be a permanent resident of Punjab with a valid CNIC
- Age requirement: 21 to 50 years
- Valid driving license (car, rickshaw, or commercial vehicle)
- No default record with banks or leasing companies
- Ability to pay 30% down payment
- Preference given to jobless graduates, ride-hailing drivers, and small traders
Documents Required for Apna Rozgar Scheme Registration
Applicants need to prepare the following documents before applying:
- Copy of CNIC (Computerized National Identity Card)
- Punjab domicile certificate
- Valid driving license (mandatory for all driving vehicles)
- Recent passport size photographs
- Affidavit of unemployment or income statement
- Bank statement (if available, not compulsory)
Vehicles Available Under Punjab Apna Rozgar Scheme
The program offers more than just cars, focusing on commercial and income-generating vehicles.
Vehicle Options under CM Punjab Rozgar Scheme 2025
| Vehicle Type | Model/Brand Options | Best Use Cases |
| Small Car | Suzuki Alto, Wagon R | Ride-hailing, family use + rental |
| Commercial Van | Suzuki Bolan, Toyota Hiace | School van service, delivery vans |
| Rickshaw | Qingqi, Loader Rickshaw | Short-distance transport, cargo |
| Pickup Truck | Shehzore, Ravi Pickup | Logistics, goods transport |
Step-by-Step Application Process
Applying for the Maryam Nawaz Sharif Rozgar Scheme 2025 is very straightforward:
WhatsApp Channel- Visit the Punjab Apna Rozgar official portal.
- Click on “New Registration”.
- Fill in CNIC details, personal information, and select vehicle category.
- Upload scanned documents.
- Pay the application fee through online bank transfer or designated branches.
- Submit your application and keep a copy of the receipt.
- Wait for SMS or email confirmation from the government portal.
- Shortlisted candidates will be called for verification before allotment.
Installment Plans and Repayment Details
The repayment structure has been designed to remain affordable for the middle-class population.
Example Monthly Installment Plans 2025
| Vehicle Type | Down Payment (30%) | Monthly Installment | Repayment Tenure |
| Suzuki Alto | Rs. 450,000 | Rs. 25,000 | 5 years |
| Suzuki Bolan | Rs. 420,000 | Rs. 23,000 | 5 years |
| Rickshaw | Rs. 120,000 | Rs. 7,500 | 3 years |
| Pickup Truck | Rs. 600,000 | Rs. 33,000 | 5 years |
Benefits for Punjab Youth and Drivers
- Empowers unemployed youth to become financially independent
- Helps ride-hailing drivers (Careem, InDrive, Bykea) own their own car instead of renting
- Promotes small businesses like delivery services, cargo, and school vans
- Creates more job opportunities across Punjab
- Reduces reliance on costly private leasing options
How the Apna Rozgar Car Scheme is Different from Bank Leasing in 2025
Bank leasing in Pakistan usually comes with heavy interest rates, long paperwork, and strict guarantor requirements. Many people end up paying almost double the price of a car due to markup and hidden charges. On the other hand, the Apna Rozgar Car Scheme 2025 by CM Punjab is completely interest-free. Applicants only pay a 30% down payment and then continue with easy monthly installments without extra markup. The process is transparent, government-backed, and designed to benefit common people rather than banks.
Opportunities for Careem and InDrive Drivers in Punjab Rozgar Program
For drivers working on ride-hailing platforms like Careem, Bykea, and InDrive, this scheme is a game-changer. Instead of paying daily rent to car owners, drivers can now own their own vehicle through the Punjab Rozgar Program 2025. This not only increases their monthly income but also gives them financial independence. With zero markup and flexible installments, ride-hailing drivers can finally build a stable future without worrying about leasing traps.
FAQs – CM Punjab Apna Rozgar Car and Vehicle Scheme
Q1: Is the scheme completely interest-free?
Yes, the government has introduced zero markup financing, only a 30% down payment is required.
Q2: Can women apply for the Rozgar car scheme?
Yes, women with a valid license and Punjab domicile are encouraged to apply.
Q3: Do I need a guarantor?
In most cases yes, but the final requirement depends on vehicle type.
Q4: Is there an age limit for applicants?
Yes, only residents between 21 to 50 years can apply.
Q5: How will candidates be selected?
Selection will be made transparently through the Punjab Rozgar online portal and applicants will be notified via SMS.
Final Thought
The CM Punjab Maryam Nawaz Apna Rozgar Scheme is a true lifeline for Punjab’s youth. With easy installments and zero interest financing, it gives people the chance to own cars and commercial vehicles without falling into debt traps. If you meet the eligibility criteria, now is the time to apply.
